Your Path to Homeownership Begins Here.
We're here to guide you through every step, from initial search to closing the deal, ensuring a seamless journey to your new home.
Process Overview
1. Partner With an Agent
Absorb their local insight
Get to know neighborhood inventory levels
See what's about to hit the market
Gain access to off-market properties
Review market averages
Complete needs assessment
Get Pre-Approved For A Loan
Understand what you can afford
Determine your monthly mortgage payment
Understand your debt ratio
Prepare for escrow
Obtain a pre-approval letter
Find Your New Home
Compare home and neighborhood averages, then narrow down the neighborhoods you want to live in
Favorite homes and save them to collections
Nix homes that don't meet the mark
Schedule home tours and plan an itinerary with your agent
Decide on your dream home
Make Your Offer and Negotiate Your Terms
Review contract terms and time limit for offer
Negotiate purchase price
Choose a title company
Shop home insurance options
Prepare for down payment, earnest money
Choose a target closing date
Sign the offer
Deliver escrow check
Stay in close contact with your agent
Under Contract
Secure a home loan-more details to follow
Acquire home insurance and send proof to your lender. "Keller Covered" streamlines finding the best insurance to fit your needs.
Request a list of what conveys with the property
Schedule home inspection and negotiate repairs
Order an appraisal
Acquire a property disclosure from the seller
Neutralize any contingencies
Conduct a title search
Choose your title company
Schedule your closing
Solidify both contract effective date and allowable move-in dates
Certify funds for closing
Stay in close contact with your agent lender, and title company
Before You Close
Transfer funds for closing
Reserve a moving company and set a moving date
Change your address through USPS, your bank, and other instances
Set up your utilities to be activated or transferred
Confirm that all contingencies are resolved
Schedule the final property walk-through
Designate a safe, dedicated space to save your final paperwork
Stay in close contact with your agent, lender, and title company
Closing Day: What To Bring
Connect with your lender to wire down payment funds. You'll need to cover the cost of closing and the down payment.
Bring a printed confirmation of your wire transfer
Government-issued photo ID(s)
Social Security numbers.
Home addresses from the last 10 years
Proof of homeowner's insurance
Your copy of the contract
Your checkbook
Closing Day
Sign closing disclosure, promissory note, and all other documentation
Title transfer
Deed delivery
Save your paperwork in your pre-designated spot
Get your keys congrats, it's all yours!
